Yes, you can get one free copy of your credit report every year from each of the big three credit reporting agencies: Equifax, Experian and TransUnion.
You just can't get your reports directly from them.
You must go to Annual Credit Report
Before we look at why you should do this, and with identity theft becoming more and more of a financial epidemic, let's look at how to do it.
AnnualCreditReport.com is the centralized service that the three agencies set up that processes requests for free annual credit reports. You will find information about it on each of the three credit reporting agencies' home pages, but you might have to look around for awhile to find it.
The home page of each of the companies -- equifax.com, experian.com and transunion.com -- gives the information under a heading that reads something like this: "What is the FACT Act?".......
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