First things first..if you have bad credit, start by fixing it.
If you want a credit card, one of the easiest ways is to apply for a department store credit card. They are more likely to give you a credit card then your major issuers. HOWEVER, I do not recommend it. They have higher APR's. BUT, it can get your credit established so you can get a good Visa or Mastercard later on down the road.
Best Credit Cards- Find the best credit cards at CreditCardSearchEngine.com. Compare low interest, cash back, gas rewards, airline cards, student, business, and credit cards for bad credit. Compare and apply today!
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This is your source to finding all types of credit cards, as well as, information on how to repair your bad credit and get on the right track.
Credit Cards
College Student Credit Cards
Bad Credit Credit Cards – Rebuild your bad credit history today. Choose from a variety of credit cards for bad credit that can help you get back on track. All applications are secure. Compare and apply today!
Cash Back Credit Cards – Earn cash back just by using your credit card. Several credit cards to choose from. Earn cash back on groceries, gas, and everything else you buy. Apply securely and safely online today!
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The disadvantages of a bad credit credit card:
It’s not impossible to get a credit card when you have a bad credit history, but it will cost you. In offering bad credit cards, lenders generally target people who have a history of not meeting their repayments, so they need to insure themselves against this happening. This means that they charge higher standard interest rates than most lenders.
Million of Americans have credit problems. Those who own homes can use a mortgage refinance to help with credit repair by bbad credit mortgage. Mortgage refinance involves taking out a new mortgage to pay off the original loan. Depending on your equity, the new mortgage can be for more than the amount of the old loan. This money can then be used to for debt consolidation, which can improve your credit rating.
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